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DBU

3 CONCURRENT USER DIGITAL BANKING UNIT

Discover a next-gen Digital Banking Unit (DBU) accessible by 3 concurrent users, featuring advanced capabilities like money remittance, money exchange, Interoperable Card Less Cash Withdrawal (ICCW), Interoperable Cardless Deposit (UPI - ICD), and 35+ banking use cases. Secure, efficient, and built for today’s financial needs.


The DBU supports 35+ use cases, including interoperable cash deposits, cardless cash withdrawals, check drop, passbook printing, and banking services like eKYC.

 

DIGITAL BANKING UNIT FEATURES

The Digital Banking Unit (DBU) is an advanced solution designed to handle over 35 banking use cases, making it a versatile and efficient platform for modern financial needs. Key features include interoperable cash deposits and cardless cash withdrawals, enabling seamless transactions across multiple banks without the need for physical cards. The DBU also supports check drop services, ensuring convenience for customers handling payments and deposits.


In addition, the DBU offers passbook printing on-demand, allowing customers to update and review their transaction history instantly. It integrates essential banking services such as eKYC for streamlined customer verification and onboarding, ensuring compliance with regulatory standards.

With its multi-functional capabilities, the DBU serves as a comprehensive solution for both basic and advanced banking operations, enhancing accessibility, efficiency, and customer satisfaction.

3 Concurrent User Access

Supports simultaneous operations for up to three users, enhancing efficiency and accessibility.


Interoperable Cash Deposit

Allows deposits across multiple banks, ensuring seamless integration.


Interoperable Cardless Cash Withdrawal

Facilitates cash withdrawals without requiring physical cards.


Cross-Border and National Remittance 

Supports both domestic and international money transfers, ensuring compliance with relevant regulations.


UPI Technology Enabled Features

Incorporates Unified Payments Interface (UPI) for instant and secure remittance options.


Demand Draft Printing +35 Usecases

Quick and easy demand draft generation directly at the DBU and 35 Banking Use Cases.



Connected Intelligence

 Supports 35+ banking use cases, offering a versatile and comprehensive solution.



AI-Based Risk-Based Approach (RBA) 

Leverages AI to assess and manage transaction risks dynamically, ensuring secure operations.



AI-Based Suspicious Transaction Reporting (STR) 

Automates detection and reporting of suspicious activities, enhancing compliance with AML regulations.


AI & M2M Enabled PEPs Screening

Identifies and screens transactions involving politically exposed individuals to prevent financial misuse.

Cash Transaction in Any Remittance 

Supports physical cash management for remittance transactions, ensuring seamless integration of cash and digital systems.

Digital Money or E-Money in Remittance 

Facilitates remittance using digital or electronic money, bridging the gap between cash-based and digital ecosystems.


Connected Intelligence

The Digital Banking Unit (DBU) leverages Connected Intelligence to streamline and enhance banking operations, offering seamless integration and real-time responsiveness across multiple services:


3 SIDE Digital Banking Unit:

Secure, non-middleman solution for seamless transactions.

Unified Financial Ecosystem:
The DBU connects with financial switches, enabling interoperability for cash deposits, cardless withdrawals, remittances, and more

Integrated Services:

Supports 35+ use cases, including eKYC, passbook printing, check drop, and demand draft printing, ensuring end-to-end banking functionality.

Seamless UPI and Digital Integration:

Facilitates UPI-based transactions and digital money operations, bridging traditional banking with modern fintech.

OUR CUSTOMERS

We proudly serve banks and Money Service Businesses (MSBs) worldwide, delivering tailored solutions to enhance their financial operations, compliance, and customer experience.


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